Not So Hard Money | America's #1 Private Money Lender

Contact us at (877) 888-0863

Blue Background Apartment Building Building House Townhouse Building House Apartment Skyscraper

Commercial & Residential
Investment Loans

Loans from $250,000 to $3,000,000
with rates as low as 6.49%!

N$HM logo
Tree Background Lending Areas

Lending Locations

We now lend in 12 states!

Questions? Call Toll-Free 877-888-0863

  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6

Years in Business

  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 0
  • 1
  • 2
  • 0
  • 0
  • 1
  • 2
  • 3
  • 4

Thousand Miles of
Funding Area

  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 0
  • 1
  • 2

Million Dollars of
Investable Assets

  • 0
  • 1
  • 2
  • 1
  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8

Percent Average Increase
in Company Growth Each Year

Meet Our Amazing Team

The one thing that makes a company successful more than others is their team and at American Life Financial they hit the jackpot! With over 109 combined years of real estate lending experience you are in the best of hands! >> Read More

< >

As a leader in the private lending industry, American life Financial currently lends throughout the West, including Arizona, New Mexico, Texas, Nevada, Utah, Colorado, California, Idaho, Montana, Oregon, Washington, and Wyoming... >> Read More

I have been doing business with American Savings Life - American Life Financial since 1985. It's like working with family! The professionalism, honesty, timeliness, and attention to detail are... >> Read More

American Life Financial just funded a loan for us and I wanted to let you know how professional your staff has been and how satisfied our client was. In today's market you have a lot of funding sources... >> Read More

Thank you for taking the time to visit www.NotSoHardMoney.com. We look forward to assisting you with our renowned Not So Hard MoneyTM loan program, which is specifically designed to fill a financing need for... >> Read More

Recently Funded Loans

< >

Most Recent Blog

project img

Hard Money Warning Signs

Hard money is an important part of the funding world, and often a key player in many business plans. However, some lenders are less than honest and try to scam unsuspecting borrowers.

Carefully review a loan agreement before signing. Dishonest lenders love to sneak little traps in the contract, so if you feel at all like you don’t fully understand it, have a real estate attorney review the documents with you.

View Article

Affiliates We Love